20 Eylül 2012 Perşembe

How to Handle Your School's Football Obsession if You're Not Football-Obsessed


Endure the mass hysteria known as football season with these mildly subversive tactics.

To complete this how-to, you will need:

Offbeat school colors
Compelling photos
"I Hate Football" group
Happy place

Step 1: Tweak the team colors

Forced to wear team colors to show your school spirit? Wear shades that are close, but a little bit off. You'll feel like less of a lemming without pissing off the football jocks.

Step 2: Ditch the pep rallies

Ditch the pep rallies however you can. If anyone asks where you were, whisper "stomach troubles" and they'll leave you alone.

No way to escape the pep rally? Stay seated when the team enters as your silent protest.

Step 3: Keep photos handy

Scan the internet for funny, weird, or shocking photos to keep on your phone. Anytime someone wants to talk football, use them to change the subject.

Step 4: Start a group

Vent with like-minded people in an "I Hate Football" group. Make plans together for game nights, when the rest of a town is at the stadium.

Step 5: Have a happy place

When all else fails, have a happy place to go to in your head when everyone around you is boring you to tears with their football obsession. And remember: sooner or later, you'll graduate!

TV star Ryan Seacrest played football for the Dunwoody High School Wildcats in Atlanta.

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15 Pumpkin Food Recipes for Fall and Halloween


Do you have family favorite pumpkin recipes? I know we do! Here are some that I hope you will enjoy! If you have any on your blog please share them in the linky below! I can't wait to stop over and see what you got cookin'!
Feel free to link up anything Fall and Halloween below! If you have a Autumn, Fall, Halloween,etc linky on your blog, please let me know. I will come over and visit.
Pumpkin Soup in a Pumpkin
 Honey Pumpkin Pie
 Pumpkin Custard Crunch

National Pumpkin Day Recipes & Fun
Little House on the Prairie Green Pumpkin Pie

 Spiced Pumpkin BarsSpiced Pumpkin Bars
Dinner in a Pumpkin
Sour Cream Pumpkin Bundt Cake
Pumpkin and Ghost Brownies
Perfect Pumpkin for Cooking and Carving


Pumpkin Spice Amish Friendship Bread
Pumpkin Dip
Pumpkin Fiesta Rice - in a mini pumpkin

Pumpkin Cheesecake
"Seasonal 3D Great Pumpkin Bundt Pan" (Google Affiliate Ad)


iPad Giveaway



Are you ready to enter to win a brand new iPad??? Do you have someone on your Christmas list that would LOVE one? Now is the time to enter to win one. Don't you just love entering a FREE giveaway with the chance to win big? It seems like everyone has one these days but I know that isn't true. There is someone wanting one, is that YOU?
My blog as well as a few others have teamed up with the the following to bring this huge ticket item to YOU! This giveaway is hosted by Bay Area Mommy with co-hosts NYC Single Mom, The Frugal Pinoy and Confessions of a Messy Mama
Here are the giveaway details:
Prize: New iPad (or cash equivalent)
Giveaway dates: September 16 (9PM EST) - October 7 (11:59PM EST)
Eligibility: Worldwide. 18+. Void where prohibited.
Enter below in the easy Rafflecopter form. Once you use/enter the form on my blog it gets submitted across all the blogs that are participating. This is great because you don't have to visit a gazillon blogs.  Good luck! If you win, please let me know!
a Rafflecopter giveaway

Disclosure: This blog is not responsible for prize fulfillment. For questions regarding this giveaway, please email Bay Area Mommy at isis@bayareamommy.net.

Menu Plan Monday Recipes & link up


Chocolate Cobbler from Mimi's Magic Apron (picked from last week's menu!)
Welcome back to Menu Planning Monday! Thanks to all who stopped in and even linked up! Here is my menu and I've included a linky so you can link up your menu plan or find new recipes! We often eat the leftovers for lunch. How about you?

Monday-Runzas & big salad

Tuesday-Zesty Cannellini Bean Salad and leftover RunzasWednesday-Quick & Easy Jambalaya and Chocolate Cobbler from Mimi's Magic Apron

Thursday-Cheesy Bacon Calzones (use other toppings)

Friday-Busy Day Lasagna & Herb Biscuit Knots

Saturday-Healthier, Crunchy Granola

Dessert-Southern Fried Apples *Featured Menu Plan from last week's link up is Healthy Weekly Meal Plan by Healthy Kitchen GuideLime Cilantro Rice from the above menu plan! I can't wait to try it.

Link up your menu or any tasty recipes! Next week you might get featured. I'm linked up to OrgJunkie Menu Link up and I always check out 3 Boys and a Dog menu plan.

Tips on Managing your Health Care from Cigna


How often do you think about your health care plan? I bet if you are like most Americans, you have thought of it a lot more the past 4 years than you ever have. Are you feeling overwhelming by all the news or are you just pushing it under the carpet until you need to deal with it? When it comes to your actual health care plan you can't just push it under the carpet. You need to know your plan and what is covered to get the most of your out-of-pocket or through our employer cost.
Cigna has offered their Mid-Year Health Check-in Tips to bring your family health care plan into focus. Here are 3 buzz words for you to keep in mind and some things for you to discuss as a family. 

If your family is like mine and depending on their ages, they are aware of the family health care plan but might not be interested in the details. So instead of a family meeting, have a date night to go over some of these tips. 

Check out The Health Plan Conversation and then check out my tips below. 



Did you like the video? Check out more at the Cigna YouTube page. 

Plan-Once a year, gather your health care information and go over it. Most plans do change a bit year after year. Make sure you know what is available to you and your family. Make a list of what the needs will be for the up and coming year. Anyone need glasses? How about braces? How about a planned surgery? 

We were fortunate to have one teen at a time needing braces. It spread out what our out-of-pocket expenses for each given year. Three out of five wear glasses in our home. We know that will be a potential yearly expense. How about you? What expenses do you have or will you have next year?

Prepare-As you go over your health care plan, write out the expected expenses and deductibles. Why? By doing this you can budget what needs to be spend and put that money aside each pay check. These planned expenses in the budget will help you plan for the future. 

For our family, it seems no matter what we do, at least once a year someone will end up in the ER or Urgent Care. Accidents and sudden extreme illness always occur outside of regular Doctor office hours and holidays. So even though we can't plan for emergencies, it would be great to have that money readily available for these events. Do you already do this? How do you handle the deductibles with your budget?

Prevent-There are a lot of hidden medical services that are going to be covered for your family that you wouldn't even think about unless you take the time to go over your plan. I say "hidden" because they are not your ordinary, day-to-day services. A lot of plans offer 24 hour phone care by RN's. Some offer rehab and reimbursement for exercise facilities. Some are offering a wellness bonus. Know your plan and use the resources that you are PAYING for! 

Our family works to make sure we use up all the preventive services in our plan. These are yearly renewable items such as a yearly physical or two dental cleanings per family member. Some services vary depending on your age. As we age we are given different services. Do you use up these items each year? You are paying for it! 

So plan a date night, get prepared so you can prevent a financial crisis. Do you have any health care tips? I'd love to hear about them!

I participated in a campaign on behalf of Mom Central Consulting on behalf of Cigna. I received a promotional item as a thank-you for participating.

Teach S is for Saving with a PNC Kids Bank Account

How many of you have taught or will teach to your children that the letter S is for Savings? Sure I know that in school, S is usually for Snake but as a parent you have the power to teach that S is for Savings. Have you?

As a parent, you are probably wondering how to go about this teaching. Do some of these questions sound familiar? 

  • At what age should I start talking to my kids about saving money?
  • How do I go about teaching this to young children? 
  • What resources are out there on this topic? 
  • Do I use real money or play money? 
  • Will this really make a difference later in life? 
  • Don't they teach this in school?

Here are some parent-friendly answers for you!

There is a new initiative to bring financial education to preschool kids ages 3-5. The thinking that this early teaching will help them learn to budget, save and plan for their future. Who should teach this? This is a subject that can easily be taught by parents to their kids.

PNC created a Learning Center with bilingual kits- "For Me, For You, For Later: First Steps to Spending, Sharing, Saving" which was created by Sesame Workshop for PNC. These materials are free at PNC Bank branches and pncgrowupgreat.com and sesamestreet.org.

Does this sound like something you would use with your kids? PNC also created a family friendly site, 'S' is for Savings for you to use with your children to teach about saving money.

  • This is a free site.
  • It has interactive online banking activities that uses basic money terms.
  • It is fun and inspired by Sesame Street.
  • You can set up a free account for children 18 and under with no service charge.
  • Interest on balances start at $1.00.
  • It only takes $25.00 to open an account.
  • Parents can add money to the account, easily. This can be done at a PNC band, online and even ATM's.
  • Kids can drop their money into jar to give them control - with your guidance-on how to spend, save and share. (This is a really cool feature)
Does this sound like something you would use to teach your kids that S is for savings? Yes S is also for spending and sharing, which is taught with this resources. Check out the 'S' is for Savings site and use these free resources to help guide you in teaching these life-long lessons.
Disclosure: I received compensation from The PNC Financial Services Group to thank me for my participation in their promotion. My own tasty words and opinions are expressed here. 

Five Recipes for Eggs: Savory Options that Aren't Just for Breakfast

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Cajun Devilled Eggs

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Sun-dried Tomato Plus Tulsi Egg greens

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Egg In addition veg Ragout

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Mexican Baked Eggs

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Perform These great recipes and grab in the industry and commence Unquestionably brand new ones of these own!

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